☰ATOMIC® CONTROL
United Texas Bank ATOMIC® is a fullstack platform consists of the APIs and customer portal. The platform enables subscribing institutions real-time information and control over the settlement process. While APIs enable institutional systems to deliver payment and money movement instructions real-time the portal facilitates monitoring and approvals. Controlled by your institution the portal enables you to manage user access, approve and cancel transactions, or submit money movement instructions manually.
Institutional Access
The institutional subscriber controls which employees access the ATOMIC® Portal based on credentials and multifactor authentication via authenticator apps.
Account Control
ATOMIC® enables the institution to control policy and risk by defining daily financial limits and maximum transactions size.
Transact Manually
While not ideal, the ATOMIC® portal enables institutions to create transactions manually. Manual payment instructions are useful for institutions that simply need to transfer between their own accounts or internal systems are down in the operating team must keep the business operating.
Online Approvals
ATOMIC® enables the subscriber to review the status of each settlement instruction in real-time. Even submitted through APIs, the institution may Approve or Cancel transactions in flight.
